Is pet insurance more expensive than my health insurance?

Pet insurance is much less expensive than human health insurance. Employers typically pay 80% - 90% of an employee's health insurance. A recent government survey showed that small companies paid an average premium of $3,003.31 per employee for health insurance coverage. However, the average contribution by an employee was only $396.12. A pet insurance policy can cost less than $1 a day.

Should wait until my pet is older to purchase pet insurance?

Young pets are like babies and toddlers. They lack full coordination, so they are more likely to fall. They aren't experienced in knowing which situations can hurt them. And they are so small they don't know when they're in the way. It's always better to enroll them when they're young and before pre-existing conditions develop, or accidents and illness occurs.

Instead of pet insurance, why can't I just start saving now for a pet illness or emergency?

Good intentions are great, but how many of us carry through? Besides, if an emergency occurs in the next few months and you've only saved a few dollars, you won't have the money needed for treatments or surgery. Most pet families aren't prepared to put aside that much money at one time for pet illnesses or accidents.

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